When thinking about buying a home there are a few things you might
have to do before making that first step. This guide breaks down the home
buying process into 16 easy to follow steps. The link provided gives you each
step broken down and additional information and resources to make each step
easily achievable.
https://firsttime-home-buyer.com/
1. Establish good credit.
2. Raise your credit score.
3. Save for a down payment & closing costs.
4. Keep detailed records of money spent
5.Develop a financial plan.
6. Establish a relationship with an agent.
7. Study market values
8. Get Pre-approved for a mortgage.
9. Decide your needs and wants within your budget.
10. Shop for the right home.
11. Learn about the elements and terms of a sales contract.
12. Choose the right neighborhood.
13. Submit your offer.
14. Arrange for a home inspection.
15. Arrange for homeowners insurance.
16. Make your moving plans.
There has been a lot of talk over the last few years about how liberal lending was 10 years ago and how not it is almost impossible to get a loan. There is a lot of talk about credit scores and how, now you really need a high score to get a loan. At Cypress Springs, out preferred lender can loan on a credit score as low as 620 where most other lenders will not...
